Pay attention to your expenses. Most likely, there is something not very rational among them.
For example, daily business lunches for 500 rubles, coffee for 200, and a taxi a couple of times a week for 500.
Think about it, maybe for the sake of a new home you can not buy coffee in a coffee shop, but use the office coffee machine? This way you can save 1000 rubles a week, and that's 50 thousand a year.
You'll save the same amount on taxis, and another 120 thousand bahrain business email list on business lunches.
So, your balance is 220 thousand rubles - not bad , right?
Small, thoughtless expenses every day turn into round sums when recalculated annually. We advise you to think over such expenses, weigh the pleasure and benefit from them on the one hand and the prospect of moving on the other .
You can also replace other habits with more economical ones. For example, if it is convenient, walk or bike to work. Replace food delivery from supermarkets with a walk to the nearest market. Cook healthy food for yourself and stop drinking alcohol with or without reason.
Of course, if you save on everything, you can become an ascetic who is no longer happy with anything in life, including a new home.
If a cup of coffee really brings happiness, leave the ritual of going to a coffee shop for a certain day of the week and enjoy it to the fullest. In general, approach your spending consciously, and you will be happy and save.
